All Major Credit Cards
the benefits
Allowing customers to pay with plastic isn't an option for todays merchants, it's a requirement. Reliable electronic payment solutions from NPC can help reduce the time merchants spend handling other payment types and allow you to focus on serving your customers and making sales. Choose from a variety of our electronic payment and online transaction processing solutions to enable credit and debit acceptance, check verification, currency conversion and contactless payment options.
Offer your customers some of the most flexible credit acceptance options in the industry.
Credit Card Acceptance
Consumer payment preferences are rapidly changing in favor of plastic. If you don’t accept credit cards, you not only limit your sales opportunities, you limit your ability to offer the new payment options that are continually being presented to consumers. Bottom line, if you don’t accept credit, your customer base will find the merchants that do.
SOLUTION: NPC has been at the forefront of electronic forms of payment for decades. Today we enable hundreds of thousands of merchant locations to securely accept electronic payments with billions of transactions. And, when it comes to reliable service, we’re one of the best with industry-leading 99.96% system uptime in 2008. With today’s need for enhanced security, we utilize multiple data security features.
How It Works
For NPC Credit Acceptance subscribers, credit and signature debit acceptance services are as simple as implementing POS equipment. Once your equipment is up and running, place signage on your store entrance and at the register that informs your customers that credit and signature debit cards are welcome.
BENEFITS:
Help Your Business
- Offer customers a greater range of choices in making payments
- Improve cash flow
- Increase sales through the higher average tickets associated with credit cards
- Save valuable counter space
- Simplify daily and monthly deposit reconciliation processes
- Consolidate and automate electronic deposits to your accounts
- Minimize exposure to fraud losses
Help Your Customers
- Choose from multiple methods of payment at the point-of-sale
- Buy what they need without being limited by cash on hand
- Take comfort in knowing payments are fast, reliable and secure
Debit Card Acceptance
Linked directly to customer checking or other demand deposit accounts (DDAs), debit cards are accepted as one of the fastest-growing payment methods today. Both customers and merchants alike find debit cards are fast, convenient and use the same equipment at the point-of-sale as credit cards for processing payments. NPC offers signature or PIN secured debit cards to access cash, buy goods, pay bills, or issue electronic benefits from government assistance programs.
Personal Identification Number (PIN) Debit
One of the fastest methods of payment available, PIN debit cards are emerging as a customer favorite. Customers just enter their PIN, verify the transaction total and press enter.
Paying with cash or check can be costly for customer and merchant alike. For the customer, having cash on hand often means an extra trip to the bank or ATM, and for the retailer, checks may have burdensome costs while cash is prone to shrinkage.
SOLUTION: Not only one of the fastest methods of payment available, PIN debit is emerging as a customer favorite. With PIN debit payments, electronic deposits are made to the merchant accounts automatically, simplifying daily deposit reconciliation and improving cash flow. In many cases, interchange rates for PIN debit are lower than for credit card and signature debit cards.
How It Works
PIN debit works similarly to other cards, but because only the customer knows his or her PIN, signature comparisons at checkout are unnecessary, which helps control processing costs and minimizes the potential for fraud.
BENEFITS:
Help Your Business
- Process and verify faster and more securely
- Lower processing costs
- Encourage repeat business and earn customer loyalty
- Increase average ticket size
Help Your Customers
- Pay quickly and reliably
- Make fewer trips to ATMs
Signature Debit
Mirroring the process for credit transactions, customers can directly access their preferred debit accounts at the point-of-sale. Consumer payment preferences are rapidly changing in favor of plastic over cash and check. Signature debit cards are increasingly popular, and they’ve been in the U.S. and around the world for many years already. If merchants don’t accept signature debit cards, they limit their sales opportunities.
SOLUTION: With signature debit payment, customers have immediate access to their bank accounts for purchases and cash back.
How It Works
The process mirrors that for credit transactions, so merchants who already accept credit cards can easily add debit processing to their payment mix.
BENEFITS: See above.
 |
payment advantages
the benefits of payment processing for your company
Use First Alliance's new E-App program to make your merchant application process easier than ever!
apply now quick quote