The Retriever Electronic Check Conversion (ECC) program transforms check acceptance into risk-free electronic payments using the latest technology in the check processing industry. Our ECC program is a revolutionary approach to check acceptance that will satisfy the check-writing customer and give merchants the convenience and security of an electronic payment.

Retriever’s total integrated payment system allows the merchant to process all forms of electronic payment including checks, all major credit cards, debit cards, purchasing cards, and gift/loyalty cards.

Retriever’s ECC program uses the information on the customer’s check to create an electronic payment right at the register.

• The process is simple – it’s just like a credit card transaction.
• Merchants increase their sales by accepting personal checks, including out of state checks.
• Electronic Check Conversion eliminates bad checks.
• Faster availability of funds to the merchant.
• Eliminates returned check fees and item fees charged by the local bank.
• Eliminates the sorting and depositing of paper checks.
• Merchants do not need to fill out paper claims for bad checks. It’s all automatic and risk free.
• Detailed online reporting to the merchant 24/7 at no additional charge.

> Check 21 - Process ANY type of checks.

> Checks by Phone - Accept & Process Checks from cusomers over the phone.

> eGold - Electronic check conversion with guarantee.

> eSilver - Electronic check conversion with verification.

> Paper Guarantee - No conversion. Check needs to be deposited into bank.

> ARC Lockbox - Check conversion with NO guarantee. Checks received through the MAIL.

> TeleDebit - Use a touch tone phone to debit a consumer. With guarantee.

> Back Office Conversion - Checks are received at point of purchase & conversion is done in Back Office.

> eBronze - Check verification. No check reader needed.